Health Care Info Part Two

Health Care Info Part Two

The next plan being optioned is a mixed plan, where the privately owned insurance companies and a government insurance option exist together. At the moment, this is the most popular plan among Congress and President Obama. This plan would allow citizens to choose between their current insurance and a government plan while enforcing more regulation on the insurance companies, like making it so the health care companies could not discriminate coverage from those with preexisting conditions. The mixed plan would not force anyone to move from their current heath care to government plans. The plan does have a negative effect- if many people switch from private insurance to public, the insurance companies may raise their rates dramatically in order to combat their loss of profit. Also, this plan is not one that would make money for the government, as they would have to pay for those with serious conditions and people with no health problems may stay with their current insurance, so the government would not be able to make money off of the system.
The final plan being proposed, although due to its partisan nature, not being seriously considered, is the single payer plan. In a single payer plan, the government would be the only health care provider. They would not turn away applicants based on current conditions, and the health care provided would be accepted everywhere. You would still get to choose your plan and your doctor. You would not, however, get to choose between a public and a private carrier, as the private option would be eliminated. Although this is not the popular or politically best plan, the single payer system is the most viable for the American consumer. The single payer system would, in the long term, lower our deficit because the government would be able to make some amount of money off the persons covered who did not have high heath care-related charges. Also, when the government is providing health care for all Americans, they can make and keep low rates since their interest is not profit-based.